The number of Americans who can’t pay their debts is increasing. According to the Huffington post, even though the US credit card debt is in its lowest level in eight years, Americans are actually taking on more debt! “While banks wrote off a total of $75 billion in credit card debt, the level of the debt only declined by around $67 billion” and “the entire decrease in overall debt is the direct result of Americans defaulting on their debt”! I think somewhere in the past we forgot all about budgeting and living within our means. When you fail to plan, every little bit of bad luck can have a huge effect on your finances. Let’s all put some efforts into learning how to successfully live on a budget using these 13 posts about creating, balancing and sticking to your personal budget!
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Budgeting at stretcher.com is a multitude of budgeting Q&A type articles which can solve the majority of your budget related problems. Start with Budgeting with a Variable Income.
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Balancing personal budgets with Excel is a detailed article explaining how to use some great Excel tools to balance your budget.
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Family Budget Problems – How to not only budget but work together as a family to squeeze your spending in various categories so you can either pay off your debts faster or save more money.
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Getting through the personal budget minefield does a great job at explaining some common problems people face when making a budget and provides solutions.
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Make Your Own Personal Budget says that “Budgeting can be fun!” Put their claim to the test and see if their tips will spare you some headaches.
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Make a Personal Budget on Excel in 4 Easy Steps provides tips for using Excel to create your budget; with screenshots! If you’re not great at Excel this post will be very helpful.
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Making a personal budget: Know the ins and outs is a comprehensive list of steps to take when making your budget.
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7 Strategies To Help You Stick To Your Budget – following these strategies will make your life easier and hopefully create some good personal finance habits
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How To Stick To Your Budget from Thrifty Fun has more tips on how to stick to your budget.
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How To Stick To Your Monthly Personal Budget by the Goal Setting College is an insightful article from the authority on goal setting.
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Tips for ways to stick to your budget offers some interesting thoughts on the subject and even provides a video!
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Stick to Your Budget with Six Wallet Hacks is a great way to hack your wallet so you can stick to your budget, by LifeHacker!
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Budget Living: Stick With Your Spending Plan shows you how living on a budget can not only work for you but also be a fun experience.
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